NORMS AND TRENDS IN DEPOSITS 
39 
CHART 6 
RATIOS OF ToTAL DEPOSITS TO EARNING ASSETS — ALL MEMBER BANKS 
Comparison of Federal Reserve District Ratios with those for the 
Country as a Whole, 1919-1925 
(The slopes of these lines, not their vertical positions, are significant. See page 21.) 
COUNTRY AS A WHOLE cesccccss DISTRICTS coemmememanems 
1919 1920 1528 1922 1923 1924 1925 919 1920 19219 1922 1923 1924 629 
AV « 
"YW egg 
ton 
seme” 
oe — 
aT i 
NEW YORK 
AV. ce CLEVELAND 
— —— 
1d 
— 
rt La DELPHI 
AV. ales ®* "°° "00" 
ir 
A 
ATLANTA 
ee 
Scates of 
accentage 
Change 
sT. Le 
“NSAS CIT 
ets” = 
'® A 
1919 1920 192% 1922 1923 1924 192% 1919 1920 1921 1922 1923 1924 1928 
between 1921 and 1922; in Atlanta between 1920 and 1921; in 
Minneapolis between 1919 and 1920; in Kansas City between 
1924 and 1925; and in Dallas between 1919 and 1920, 1920 and 
1921, and between 1924 and 1925. The differences, however, are 
far less marked than are the similarities; consistency of directions 
and rates of change tend to prevail.