66 
POSTAL SAVINGS 
would appear to be a particularly important field 
for it to cultivate. 
Geographic Distribution of Deposits 
and Depositors 
Closely related to the subject of the character 
of the depositors is that of their geographic dis 
tribution. In fact, when one says that the bulk 
of the depositors are foreign born, names the 
nationalities that preponderate, and says there 
are few negro depositors, he has to a large extent 
answered the question of their geographic distri 
bution, and has said that they come largely from 
the cities of the industrial communities. A fur 
ther analysis of this situation, however, is justi 
fied by its importance. Table 3 on pages 68 
and 69 and Map I on page 67 show the distribu 
tion by States. Briefly summarized the facts are 
as follows: 
Distribution of Depositors 
Taking the country as a whole there was one 
depositor on June 30, 1916, to every 172 of the 
population; but the proportion of depositors to 
the total population showed wide differences in 
different sections, varying from one depositor to 
every 47 of the population in Nevada to one to 
every 5,953 in South Carolina. There are 10