174

INDEX

88-91;  arguments  favoring,  91-95;  bill  to  modify,  passed  in  1916,
96,  114-116;  bill  to  modify,  vetoed  in  1914,  86-87,  113-115;  in
Act  of  1910,  24-25.
Lodge,  Senator  H.  C.,  views  of,  on  limitations  on  size  of  deposits, ­
  91-92.
Losses  of  postal  savings  depositors  through  regulations  relating
to  interest  paid,  102-104.
Meyer,  G.  von  L.,  Postmaster-General,  cited,  7.
Minors,  as  depositors  in  postal  savings  offices,  62-65,  92-93.
Money  orders,  as  means  of  securing  savings,  19-20,  79.
Moon  bill,  passage  of,  in  1916,  96,  114-116;  veto  of,  in  1914,  86-87,
  113-115.
Municipal  bonds,  as  security  for  deposits  of  postal  savings  funds,
122-124.
Mutual  savings  banks,  reserves  of,  27-28;  should  be  made  depository ­
  banks,  130-131.
National  banks,  bonds  owned  by,  as  affected  by  postal  savings
system,  '48-49.
Nativity  of  depositors  in  postal  savings  offices,  57-62;  table  showing, ­
  59.
Negro  depositors  in  postal  savings  offices,  65-66.
Non-interest  bearing  postal  savings  deposits,  bill  providing  for,
passed  in  1916,  96-97,  114-116;  bill  providing  for,  vetoed  in
1914,  86-87,  113-115;  failure  to  utilize  provision  for,  97-98.
Out  of  town  depository  banks,  regulations  relating  to,  119-120.
Panic  of  1907,  relation  of,  to  movement  for  postal  savings,  2-4,  if
Philippine  postal  savings  system,  2;  text  of  act  establishing,  151-167;
  text  of  amendment  to  act  establishing,  168-169.
Political  parties,  platforms  of,  indorsing  postal  savings  system,  4-6.
Postal  Savings  Bank  Act,  passage  of,  1,  21;  provisions  of,  21
et  seq.;  text  of,  134-143;  text  of  amendments  to,  143-150.
Postal  savings  bonds,  merits  of  provisions  for,  46-48;  object  in
issuing,  126-127  ;  provisions  for,  45-46  ;  purchase  of,  by  Board
of  Trustees,  107-109,  127  ;  report  concerning  price  of,  127.
Postal  savings  stamps,  25.
Postal  savings  system,  administrative  organization  of,  21-24,  50-52;
  as  competitor  of  banks,  12-16,  76-79;  definition  of,  6  ;  established ­
  in  U.  S.  in  1910,  1,  21;  expenses  of,  90-91;  Hawaiian,  2;
Philippine,  2;  profits  from  operation  of,  90-91,  104;  text  of  act
establishing,  134-150.
Postmaster-General,  cited,  89;  powers  of,  as  member  of  Board
of  Trustees,  22-24  ;  powers  of,  enlarged  in  1911,  50.
Postmasters,  compensation  of,  in  postal  savings  operations,  53-54;
  duties  of,  in  postal  savings  operations,  26-27,  29-30,  56-57,
113,  117-120;  emergency  credits  of,  26-27,  116-119.