TABLE 133 
CORRELATION OF YEAR-TO-YEAR PERCENTAGE CHANGES OF DISTRICT RATIOS IN PAIRED SERIES 
~ 
HF 
INDEPENDENT VARIABLE— 
Ratios of Gross Earnings to 
Earning Assets 
— Tat ber 
0 
Amount of Change | District- 
Years 
_oans and 
Discounts 
to 
Earning 
Assets 
Direction 
Percentage | Average] 
Grouns . Per- [ 
~entage 
Total | 
F744] 35 +3.08 | 
Increase 
+ 5.00 and over 
10.00 £0 15.00 | 
*.00 to 10.00 
Jnder <.00 
16.80 6 +3.23 
12.20 6 “+4.76 
t 7.08 6 +s5.08 
L 2.22 17 +1.41 
Tnder 5.00 
.00 tO 10.00 
0.00 t0 15.00! 
-".27 22 ~-1.48 
- 7.19 13 —2.47 
-x0.67 3 -5.35% 
Decrease 
Total }e as | 37 —2.04 | 
Demand 
Deposits 
to 
Earning 
Accets 
-—3.57 
=9.5% 
-8.18 
-2.12 
-0. 24 
43.02 
42.46 
40.00 
+2.12 
DEPENDENT VARIABLES—Net Average Percentage Change 
— — 
Demand 
Deposits 
to 
Total 
of Time 
and 
Jemand 
Deposits 
Total 
Expense 
to, 
Earning 
Assets 
Net 
Earnings 
to 
Earning 
Assets 
Salaries 
and 
Wages 
to 
Earning 
Assets 
Interest 
on 
Deposits 
to 
Earning 
Assets 
Interest 
and 
Discounts 
on 
Borrowed 
Money to 
Earning 
Assets 
Taxes 
to 
Earning 
Assets 
“Other 
Expense” 
to 
Earning 
Assets 
-—4.77 
+ 8.70 
1 4.86 
f11.30 | 
+4.93 | +19.63 + 7.33 
+ 8.72 
—6.98 
—5.68 
—3.02 
-2.07 
}10.17 
t16.51 
t+ 7.78 
- 2.¢7 
411.08 
+ 3.67 
+ 8.32 
L 1.58 
+20.03 
{20.89 
F12.77 
+ 4.00 
+7.16 
{5.50 
1.31 
+c.00 
+60.55 
455.31 
+23.31 
- 8.70 
{20.44 
t1r.01 
t+ 9.06 
+ 0.40 
+18.62 
<+16.19 
+ 8.10 
L 3.80 
-—x.67 
—1.54 
~2.c0 
-—r a 
- 5.82 
- 0.8% 
- 3.82 
-10.50 
—- 5.24 
t+ 0.32 
- 1.96 
- 4.82 
+3.78 
+3.32 
+a 62 
—20.49 
—S§1.57 
-C4.40 
—~ 3.50 
—~12.89 
-24.0¢ 
- 2.22 
—- 1.38 
- 5 17 
—3.93 | 
-— 2.46 
- 6.67 | 
—- 0.76 | 43.54 | 
—-28.60 | — 7.04 1 — 2.18