TABLE 97 
CorRELATION OF DistricT DEVIATIONS OF RATIOS IN PAIRED SERIES 
(Percentage Deviations from the Respective District Averages, Period 1919-1925) 
vd 
4) 
on 
INDEPENDENT VARIABLE— 
Ratios of Loans and Discounts 
to Earning Assets 
A er — 
| Nunes 
: o 
Distance from Average District- 
Years 
Position 
Percentage 
Groups 
Average 
Per- 
centage 
Total. .... 
b3.27 | 39 
Above 
5.00and over 
2.50 t0 5.00. . 
Under 2.<0.. 
16.34 8 
+3.57 15 
L1.45% 16 
Under 2.50. . 
1.50 t0 5.00. . 
5.00and over 
—I.21 26 
-3.70 xr 
-7.%72 4 
Below 
Demand 
deposits 
to Total 
Deposits 
+ 0.45 
+ 3.56 
+ 1.68 
- 2.20 
~ 0.30 
— 2.5% 
+1x.71 
Time 
Deposits 
to Total 
Deposits 
- 1.61 
-_ 9.69 
—~ 4.0 
+ 4.71 
-~ 0.64 
+ 6.96 
~16.58 
DEPENDENT VARIABLES—Net Average Percentage 
Interest 
and 
Discounts | 
on 
Borrowed 
Money to 
Earning 
Assets 
Gross 
Earnings 
to Earn- 
ing Assets 
Total 
Expense 
to Earn- 
ing Assets 
Net 
Earnings 
to Earn- 
Ing Assets 
Salaries 
and 
Wages 
to Earn- 
ng Asset 
Interest 
on 
Deposits 
to Earn- 
ing Assets 
Taxes 
to 
Earning 
Assets 
43.77 | 
+ 3.30 
48s Vang | 
-1.77 |+ 41.230 | + 8.58 
+8.04 
+3.70 
+1.70 
+ 5.34 
+ 3.45 
+ 2.36 
t15.24 
+ 4.35 
+ 0.13 
- 1.81 
+ 0.46 
+ 4.87 
—5.56 
—4.10 
+2.20 
4102.30 
+ 56.21 
- 3.19 
+14.44 
+ 9.35 
+ 4.02 
| 
—-Y.24 
—4.62 
=8.43 
- 1.74 
~ 2.86 
—10.43 
- 1.02 
~ 9.24 
—- 3.58 
— 0.2% 
+ 0.66 
—-14.30 
+3.00 
0.85 
—-2_00 
— 32.3% 
—~ 42.36 
- 11.613 
—- 2.61 
—13.25 
—-10.28 
“Other 
Expense’ 
to Earn- 
ing Assets 
+r.122 
+32.31 
+0.14 
+1.73 
-0.83 
—-—0.0$ 
-0.74 
— 
Total. .... 
-2.07 
1 
4! + 1.23 
—- 3.01 
—3.34 
- 3.33 
2.83 I +0.52 
— 31.08 | = 6.56