"50 
BANKING STANDARDS 
CHART 37 
RATi0os OF NET EARNINGS TO GROSS EARNINGS 
Comparison of All Member, National, and State Bank and Trust 
Company Member Banks, by Federal Reserve Districts, 1919-1925 
{The slopes of these lines, not their vertical positions, are significant. See page 105.) 
ALL MEMBER oes NATIONAL wi 0 STATR conse 
pn 1921 1922 1923 1924 1928 1919 1920 1921 1822 1928 1924 1928 
-— Nf ORK 
Ay 
adr 
getlos of 
een! 
1 
d 
a 
oe . Seen, 
1039 1920 1921 1922 1923 1924 1929 1919 1920 1921 1922 1923 1924 229