TABLE 140 
CORRELATION OF YEAR-TO-YEAR PERCENTAGE CHANGES OF DISTRICT RATIOS IN PAIRED SERIES 
» 
A 
Ia 
INDEPENDENT VARIABLE— 
Ratios of Total Expense to 
Earning Assets 
Amount of 
Change 
Direction 
Percentage 
Groups 
Average 
Percent- 
age 
1 
Total + 7.08 
Number 
of 
District: 
Years 
wo | 
Loans and 
Discounts 
to 
Earning 
Assets 
42.85 | 
Invest- 
ments 
to 
Earning 
Accets 
Total 
Deposits 
to 
Earning 
Aggets 
».8 ! +0.67 
DEPENDENT VARIABLES—Net Average Percentage Change 
Demand 
Deposits 
to 
Total 
of Time 
and 
Demand 
Deposits 
Time 
Deposits 
to 
Total 
of Time 
and 
Demand 
Deposits 
Demand 
Deposits 
to 
Earning 
Assets 
Time 
Deposits 
to 
Earning 
Assets 
Gross 
Earnings 
to 
Earning 
Accete 
— 4.00 
—4.75 
412.20 
4rr. or 
+ 6.07 
Total 
Expense 
to 
Gross 
Earnings 
+ 4r.70 
Net 
Earnings 
to 
Earning 
Assets 
41.83% 
i e————— 
Increase 
Decrease 
15.00 and over| 420.75 
to.0o to 15.00|+410.87 
5.00 to 10.00|4 6.98 
Under 5.00!+ 1.88 
Under 5.00 |= 2.36 
5.00 and over! — 6.85 
Total 
|= 4.47 
0 +2.03 
2 +6.25 
II +5.79 
IR 41 of 
"n 
XI, 
—1.04 
—3.24 
—2.55 
ad 
— 7.59 
—13.81 
~12.853 
2 61 
—4.1I5 
40.59 
+1.74 
+2. 43 
+ “.47 
+10.65 
+5.72 
“+4.10 
+ 8.43 | +4.96 
~10.01 
~ 5.08 
~ 2.30 
—- 1.064 
—7.99 
—5.65 
—3.99 
—-3.95 
415.76 
411.76 
+12.9¢ 
4108 2a~ 
+ 4.54 
+ 2.66 
—1.15§ 
—I.41 
+ 7.08 
+ 9.05 
+ 3.66 —1.27 | + 8.48 : 
4-20.90 
411.11 
+11.09 
+ #7 or 
+ 2.17 
4.78 
+ 3.40 
415.32 
110.27 
+ 6.49 
LL o0.72 
44.67 
40.74 
40.61 
ivy TO 
$4.01 
19.50 
+5.39 
-2,25 
— 2.43 
—- 7.00 
— 4.61 | +o0.20 | —-4.73 
—2.60 
-7 18